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Workers' Compensation looks at both sides

As an employee, being injured at work can cause tension between you and your employer and, depending on the extent of the injuries, an investigation into the incident may be required. If, during the course of the investigation, your employer was found to be at fault, your employer may be subject to fines and charges. Regardless of injury, Workers' Compensation is in place to compensate you for such things as missed work, medical expenses, lost wages, and medical bills relating to the incident, as long as you (the employee) were not found to be under the influence of alcohol or illicit drugs at the time of the accident.

Although Workers' Compensation is in place to take care of workers injured on the job, they are also looking at your employer to see how much they are responsible for the injury. They are, after all, a type of insurance company that will work very hard to verify that the incident is not fraudulent and that the employer took every precaution to prevent it from happening in the first place. According to the United States Department of Labor, as of April 2016, there were more workers' compensation claims denied than were approved in Maryland.

Different injuries at work require various types of treatment and many require ongoing treatment due to severity of the injury. For example, neck injury, back injuries and spinal injuries can require years of therapy after the accident. This can mean large bills to cover medical expenses that may not be covered under current legislation.

There are other options to ensure you are covered financially if you are injured as a result of unsafe working conditions. You may be entitled to compensation for a work-related injury through other means. Speaking with experienced legal counsel will help you explore all avenues available to you so you can focus on healing rather than spending time worrying about your financial loss.

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